Please visit the Rhode Island Emergency Management Agency (RIEMA) and FloodSmart for additional important information. In any case, since standard homeowners insurance doesn’t cover flooding, it’s important to have protection from the floods associated with hurricanes, tropical storms, heavy rains, and other conditions that impact the U.S, regardless of whether you are in a flood zone or not. If you’ve been mapped into a high-risk area, you will be required to purchase flood insurance if your mortgage is through a federally regulated or insured lender. If your property is mapped out of a high-risk area, your flood insurance costs will likely decrease. When new maps are issued, your risk may have changed as well, along with your flood insurance requirements. The most recent flood maps for the Town of Narragansett have an effective date of October 16, 2013. A flood inundation map library is a set of maps that shows where flooding may occur over a range of water levels in the community’s local stream or river. Do not walk, swim or drive through flood waters. The USGS Flood Inundation Mapping Program has two main functions: 1) Partner with local communities to assist with the development and validation of flood inundation map libraries. Cause outages, disrupt transportation, damage buildings and create landslides. In developing zone maps, FEMA focuses primarily on identifying the 1-percent annual chance floodplain (also known as the 100-year floodplain, Special Flood. These new flood maps, also, known as Digital Flood Insurance Rate Maps (DFIRMs), show flood risk at a property-by-property level. Floods Result from rain, snow, coastal storms, storm surges and overflows of dams and other water systems. ![]() As a result the Federal Emergency Management Agency (FEMA) has updated flood hazard maps across the country. ![]() įlood risk can, and does, change over time, and flood risks change for many reasons such as new development, changes in levee classification, or environmental changes (to name a few). For more information on Flood Insurance, please go to. By participating, property owners can purchase federally –backed flood insurance, as typically home owners insurance does not cover flooding. The Town of Narragansett, and all other Rhode Island Cities and Towns participate in the NFIP. Overall, the program reduces the socio-economic impact of disasters by promoting the purchase and retention of general risk insurance, but also of flood insurance, specifically”. During 2013, the Federal Emergency Management Agency (FEMA) provided the Town with the original set of revised preliminary Flood Insurance Rate Maps (FIRM). Special Flood Hazard Area inundated by the 100-year flood coastal floods with velocity hazards (wave action). These efforts help mitigate the effects of flooding on new and improved structures. FEMA Flood Zones / Flood Insurance Rate Maps V. It does so by providing affordable insurance to property owners and by encouraging communities to adopt and enforce floodplain management regulations. “aims to reduce the impact of flooding on private and public structures. The Federal Emergency Management Agency explains that the National Flood Insurance Program (NFIP) Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding. ![]() The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. Monroe County created an application that shows property owners the current Effective FEMA Flood Maps, the FEMA Preliminary. The Q3FLOOD_POLY_NO_NFHL feature class was updated on January 8, 2015, to remove data from Barnstable and Nantucket counties that had been superseded by the NFHL data.In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. At this time a new statewide shapefile was posted to the ftp site and download by USGS quad tile was discontinued. In June, 2007, a revised version was added to MassGIS' ArcSDE database: the layer was dissolved on all items to remove boundaries based on the original USGS quad index. As a final reminder, these data do not replace the paper FIRMs which remain the official documents.įor complete metadata (documentation), refer to the documents included in this layer's download file, or see these Web pages:įEMA and the state's Department of Conservation and Recreation have partnered for FEMA Flood Map Modernization. FEMA does not recommend the alteration of the data. The datalayer is managed by MassGIS but no effort has been or will be made to correct data discrepancies.
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